Case Study // Public Product 004
Canopy Finance
A private Mac finance app for net worth, budgets, goals, and plain-English questions.
Product thesis
Built for a specific user, with privacy as product strategy.
Canopy Finance keeps personal ledgers on the Mac. It supports manual and CSV-managed accounts, local categorization, net worth views, budgets, goals, anomaly cards, and plain-language questions over private data.
Audience
People who want serious personal-finance visibility without handing account data to a cloud aggregator.
Privacy stance
Financial data is managed locally, with biometric lock and safe spreadsheet import/export handling.
Public proof
Live paid Mac App Store product, version 1.0.2, with a $39.99 price point.
Architecture
Product stack
Public, high-level architecture only. Private development systems stay out of the public surface.
Native macOS
- Swift 6
- SwiftUI
- SwiftData
- CKSyncEngine
Intelligence
- Apple Foundation Models
- Local categorization
Security
- LocalAuthentication
- Biometric lock
Proof of craft
Ledger control
Manual and CSV flows keep the user in control while avoiding brittle bank-connect dependencies.
Ask the books
Natural-language questions turn private transactions into useful answers.
Export discipline
Spreadsheet import/export is built with formula-injection safety in mind.